Cost: Why You Want to Track It at the Transaction Level

Payment leaders are asked to increase approval rates and reduce fraud without sacrificing margin, yet blended cost metrics often hide where profit is won or lost. In this 45-minute panel, Mirte Kraaijkamp (Pagos) moderates a conversation with Maria Munteanu (Super.com) and Chris Sanger (SeatGeek) on how per-transaction cost analysis drives smarter routing, retries, and 3DS decisions, proves ROI on tokens and wallets, reveals hidden margin, and enables more confident global cost and pricing optimization.
The format is a moderated panel: Mirte introduces the session and the speakers, frames each of three sections, and wraps each section before transitioning. Most of the value is in the conversation, the deck is intentionally minimal.